Loan options

Mor-Gran-Sou Electric Cooperative offers loan options designed to help members improve efficiency and support growth.

Loans are available for installing energy conservation devices, purchasing energy-efficient appliances, investing in alternate energy sources, and supporting local economic development.

These programs are created to benefit both individual members and the broader community.

Loan Application

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Loans

Loan Options

Alternate Energy

An Alternate Energy Source Loan provides a low-cost alternative method of supplying affordable and reliable electric service. At the sole discretion and choice of Mor-Gran-Sou Electric, the member may be offered a choice of an alternate energy source system, in lieu of installing a new line to a seasonal-use site.

Mor-Gran-Sou Electric will offer low-interest loans to a member who purchases an alternate energy source system. Mor-Gran-Sou Electric will finance up to 75 percent of the purchase price and installation. A loan of $4,000 or greater shall not exceed 10 years. The maximum loan is $10,000. A loan less than $4,000 shall not exceed five years. 

Currently the cooperative will charge an interest rate of 8 percent simple interest annually on the balance. Minimum contract payment will be $25 per month. The member shall have a good credit rating and is free to purchase the system from any distributor.

Uses: Wind, solar, stand-by generators and other alternative energy sources.